SwiftPayCard Review | Is SwiftPayCard Scam or Legit?

SwiftPayCard Review | Is SwiftPayCard Scam or Legit?


Swiftpaycard is a Virtual Debit Visa, MasterCard, and American Express Card provider company. My name is Steve and today I will explore the SwiftPayCard review and see if it is a scam or legit. Let’s talk about the pros and cons of the Swiftpaycard, payment system.


A number of virtual prepaid MasterCard and Visa providers are available. With this card, you can buy products, pay bills, shop and more. Cards from Maximum are accepted worldwide, but some cards are restricted to specific countries.


We are going to review SwiftpayCard prepaid Visa and MasterCard today. In this article, we will discuss SwiftPayCard’s pros and cons, fees, how to apply, customer service, and other details.


So What is SwiftPayCard?

Swiftpaycard is a virtual prepaid debit Visa Mastercard and American Express card provider company for online payments. You can use this card for buying a product or service, paying bills, or online payment. If you don’t know what is a virtual payment card?

Let’s talk a little bit about it. A virtual payment card is a randomized VCC card number for online use. You can take a look at our last article where we talked about the best virtual card provider.


Benefits Of Swiftpaycard

Here is why you should purchase a Virtual Visa, MasterCard, or American Express Card from SwiftPayCard.


1. The instant card

You can get instant cards from Swiftpaycard. Sign up and provide some basic information. Your application will be approved within 24 hours if everything is in order. You will receive a confirmation email.


2. Fast and Easy

There is almost no difference between virtual cad systems. However, web interfaces, apps, and others differ in some ways. SwiftPaycard’s app and website interfaces are simple and easy to use.  You do not have to change your card number as long as you use it. Add funds to your card and use it.



3.Worldwide Payment

The card is accepted worldwide. As a result, you can use it to make any online purchase, such as a hotel bill, an electric bill, an airline ticket, hosting, and shopping.


4.Safe and Secure

Swiftpaycard Ltd. is always ready to provide you with proper security. The information they hold about you is safe with them, and they will protect it by keeping it in a secure environment. They don’t share your personal or financial information with anyone.


5.Quick Payment

Their payment system is too fast for you. Direct funding is available through Paypal, Amazon Payments, Alipay, and other popular online payment systems. This is very helpful for people who use credit cards.


6.Instantly Deleteable

If you no longer need this card. If you wish, you can delete this card. You can apply for a new card immediately after you delete your old one. You must pay for every new card you get. Be careful.


The Cons Of Swiftpaycard

In the world, nothing is perfect. We should take a look at the downsides of this virtual prepaid Visa and MasterCard provider company.


 1.Additional Charge

We talked a lot about its good points. However, it is too expensive for this card. A top-up fee of 18% to 20%. If you fund 100 dollars, they will charge you 18 – 20 dollars. There are also some monthly charges.


2.Poor Customer Support

SwiftPayCard says if you have any issues with your SwiftPayCard virtual prepaid Visa or MasterCard you can contact live support directly by phone or email. However, their customer service is terrible. I don’t know how long it takes to read and answer a question if you ask for help.


3. OTP

Swiftpaycard offers six types of cards. However, only one is OTP-enabled. It could also compromise your security. Hopefully, the card provider company will take care of it.


Should I get a card from SwiftpayCard?

We don’t want to tell you yes or no, it’s up to you. If you can afford the cost and are looking for a Visa or Mastercard that allows instant debit, then you can choose it. Then you can compare it with other care providers and make a decision. There are dozens of virtual prepaid debit card providers in the market.


How to reload a SwiftPayCard account?

You can easily research or reload your virtual prepaid card. Visit the SwiftPayCard website or app. Click on “by credit” in your account. Choose a payment method. Select the recharge amount and other information. With a Reloadable MasterCard, Visa, or American Express card, you can add funds whenever you need them, but with a classic MasterCard, Visa, or American Express card, you can add funds on demand.


SwiftPaycard Customer Support

Live customer service is available 24/7 at SwiftPayCard. Customer service can be reached at +447937066162; email: [email protected]


Can I use SwiftPaycard Free?

It’s not free. If you want a virtual Visa Card, Prepaid Card, or American Express Card, you have to pay the prescribed fee.


Is SwiftPayCard A Scam?

The SwiftPayCards are not scams. You can use it to make purchases and payments online. It is, however, more expensive than your regular bank prepaid card.


Alternatives of Swiftpaycard

SwiftPayCard alternatives include Payoneer, NetSpend, PNC SmartAccess, EzzoCard, Card.com, iCard, TeamPay, and FreeCharge Go MasterCard. Take a look at Card.com if you need a Visa card and Payoneer if you need a MasterCard card.


As a conclusion

SwiftPayCard is a virtual prepaid Visa and MasterCard provider. Therefore, it is a little more expensive than a regular prepaid card. However, it is easy to use and has great customer service.

If you have any questions about SwiftPayCard or thoughts about our review, please contact us. We will try our best to help you out.

Read More : PNC SmartAccess

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