PNC SmartAccess Prepaid Card Review: Is it a scam or legit?
PNC SmartAccess Prepaid Visa card review: Would you like to get a PNC SmartAccess prepaid card, but do not have a good understanding of how to get one? If so, you’re in the right place. I will highlight all the upsides and downsides of the PNC SmartAccess prepaid card today.
Here is a complete explanation of the PNC SmartAccess prepaid card. My goal here is to explain if PNC SmartAccess is legit or not, how to apply for a card, PNC SmartAccess customer service, pros and cons, fees, and much more.
The information in this post should help you make the right decision when choosing a SmartAccess Prepaid Visa Card.
- 0.2 What is PNC SmartAccess Card?
- 0.4 Advantages of PNC SmartAccess Prepaid Visa Card
- 0.6 Disadvantages of PNC SmartAccess Prepaid Visa Card
- 2 Visa Prepaid Card options offered by PNC SmartAccess
- 3 PNC SmartAccess is it a debit card?
- 5 How do I get a PNC SmartAccess Card?
- 7 How do I activate my PNC SmartAccess Prepaid card?
- 9 Limits on PNC smart access card deposits
- 11 SmartAccess Prepaid Card charges
- 12 The Message from the PNC SmartAccess
- 13 The bottom line
What is PNC SmartAccess Card?
The PNC SmartAccess Prepaid Visa Card is issued by PNC Bank, which has branch and ATM locations in 19 States. The SmartAccess card can be used to pay for anywhere that Visa debit cards are accepted either online or offline.
You can purchase, deposit, or pay bills and get cash without any overdraft fees. For existing PNC banking customers or those in its service area, the card can be a good choice among prepaid cards. It has a simple fee structure and fee-free ATM access at PNC ATMs.
1. Easy To Apply
2. Free ATM
3. Mobile APP
4. Reasonable Fees
5. Safe and Sound
6. Control Overspending
7. Multiple Reload Options
8. Good Customer Care Service
1. Limited Features
Advantages of PNC SmartAccess Prepaid Visa Card
The card isn’t connected with savings or checking account. So you don’t need to pay overdraft charges. What’s more, it very well may be 3o bugs or now and then more than that. We should speak more about the advantages of the PNC prepaid Visa card.
1. Easy to Apply
On the off chance that you wanna a SmartAccess card from PNC, it’s not difficult to apply. You can apply through on the web or closest branch, or even with a Phone. The prepaid Visa card is accessible altogether 2900 PNC branches around the USA. You simply need a personal ID and answer some fundamental inquiries. Also, you must be 18 years of age. Subsequent to applying for the card you will get your card inside 7 to 10 working days.
2. Free ATM
The PNC Bank providing free ATM pull out a promising circumstance. You can pull out your cash free at more than 15,000 PNC ATMs. In any case, out of PNC Network, you will be charged $3 for each ATM exchange. Nearly, all prepaid cards are charges as such. For global ATMs expense is $3.
3. Mobile App
You can handle your SmartAccess prepaid visa card through PNC SmartAccess Mobile App. The app is accessible both Play Store and App Store. You can check balance; trail your expenses, set up text, and email alarms with the portable mobile application.
4. Reasonable Fees
Perhaps the most amazing aspect of this prepaid card is there is no charge for account opening. Also, just for $5 month to month charges you are getting this SmartAccess prepaid card. There have no yearly or overdraft expenses moreover. On the off chance that you contrast and other prepaid card suppliers it’s very low. Keep in mind a basic minimum load of $25 is required.
5. Safe and Sound
The PNC SmartAccess Visa card is more safe and sound. You may respect the security pact of the SmartAccess Oreoaid Visa Card. By operate PNC SmartAccess Mobile Application you may set up email and text-based notifications. It will assist you with accepting notices for the purchase, deposit, withdraw, change individual data, and low balances. PNC is immediately told of any sort of unapproved use. Along these lines, if the card is taken or lost, no compelling reason to stress. Simply inform them with a call or email, you missing your card.
6. Control Overspending
PNC offers 24 hours admittance to free client care administration, so you can audit equilibrium and exchange subtleties on the web. Also, on the off chance that you need to decrease your spending and save more. Simply load cash and make it simple to adhere to a financial plan. You children can utilize the prepaid Visa card to assist with developing money management skills and planning.
7. Multiple Reload Options
Something else I enjoyed the greater part of the SmartAccess Prepaid Visa card is it has multiple reload options. You can stack the card through direct deposit and furthermore cash deposit at the PNC Bank branches, PNC DepositEasy ATMs. You can likewise reload the card through Visa ReadyLink retail locations.
8. Good Customer Care Support
PNC offers every minute of every day complementary client assistance. Their complementary client care number is 866-304-2818. They have the authority PNC Bank Twitter client service group, to get tips and data you can visit the Twitter page moreover. You can likewise visit their finder to discover branches or ATMs.
You don’t have to have a PNC Account. You can deposit by checks, tax refunds, or different advantages straightforwardly onto the SmartAccess Card. The SmartAccess prepaid card facet web-based banking. So it is not difficult to take care of bills both on the web and disconnected.
Disadvantages of PNC SmartAccess Prepaid Visa Card
Numerous commendations were sung. Just as having great characteristics, it has some terrible angles. How about we investigate the terrible parts of the SmartAccess Prepaid Visa Card.
It is sorry to say PNC SmartAccess Prepaid Visa Card accompanies restricted highlights. The limits are lower than a normal prepaid card. You can reload up to $10000 in a PNC SmartAccess Prepaid Card. What’s more, the day-by-day spending limit is just $25000 and the day-by-day ATM cash limit is just $500. Which is actually a low sum.
Virtual Prepaid Card Buying Guide
Visa Prepaid Card options offered by PNC SmartAccess
PNC SmartAccess Prepaid Visa is a no-frills card. It has the same basic features as most prepaid cards, like free direct deposits. It has a mobile app, but it has limitations.
The PNC Financial Services provides both iOS and Android mobile apps for checking balances and viewing transaction history. Yet the mobile software only allows check deposits.
One of the great things about the PNC SmartAccess card is that ATM withdrawals are free. One drawback is that it is only available at PNC ATMs. You can find PNC ATMs online here.
PNC SmartAccess is it a debit card?
Yes, PNC SmartAccess is a Visa prepaid debit card. It’s not a credit card. Using which you can deposit cash and use it to pay a bill or make a purchase and get cash back.
How do I get a PNC SmartAccess Card?
PNC SmartAccess Prepaid Visa cards are easy to obtain. You can apply online or at a PNC bank branch near you. All you need is a photo id and to be 18 years old. The PNC SmartAccess Prepaid Visa Card is free to apply for.
How do I activate my PNC SmartAccess Prepaid card?
Limits on PNC smart access card deposits
In any 30-day period, you can deposit a maximum of $10,000 on a PNC card from any branch or online banking. Visa Redlink lets you load up to $1000 a day and $2,000 in 30 days. PNC ATMs let you load up to $ 1,000 per day and $ 2,000 per month.
SmartAccess Prepaid Card charges
Here is the record of all PNC Prepaid Visa Debit Card expenses
1. Per Purchase: $0
2. Inactivity charges: $0
3. Overdraft charges: $0
4. Cash refill charges: $4.95
5. Month to Month charges: $5
6. ATM balance query: in-network $0 and out-of-network $3
7. Paper Statement charges: $2.00
8. Express card delivery: $25 (initial reload)
9. Card replacement fee: $7.50
10. Balance refund/paper check: $10
The Message from the PNC SmartAccess
For over 160 years, PNC has been focused on supporting its clients, networks, workers, and investors. At PNC, we are glad for our longstanding history of building solid networks that set out monetary open doors for people, families, and organizations.
The obligation to making a differentiated experience for our clients is driven by our obligation to doing likewise for our representatives. That implies furnishing representatives with the chances to have an effect, create and develop, and be important for a comprehensive culture where everybody is esteemed. It’s the means by which we ensure that we have the correct individuals, in the correct jobs, accomplishing their best work for our clients.
PNC additionally offers clients from people and private ventures to companies and government substances a wide scope of items and administrations. Regardless of how straightforward or muddled your requirements, we’re certain to have the items, information, and assets important to help you meet your monetary objectives.
This could be a good option if you want a prepaid Visa card for a low cost and without a checking account. I hope the authorities will investigate the limitations as soon as possible. But PNC SmartAccess offers much more than any other prepaid Visa card provider.
Read More : American Express Bluebird Prepaid Card
Submit your review
PNC SmartAccess prepaid card is the best one. It has free ATM service, Mobile App, Multiple reload options, Reasonable fees, good customer care service and so on.
I have the PNC SmartAccess card. I love it so much. 24/7 customer service. The mobile app is great.
I have no knowledge about PNC. I have known after reading this article. I know that the PNC SmartAccess Prepaid Visa card is issued by PNC Bank of USA.
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