Mango Money Review : Scam Or A Legit? Prepaid Mastercard

Hey everyone, today I’m going to review another prepaid card provider called Mango Money. They offer prepaid debit MasterCard cards. This prepaid card offers multiple options for adding funds and amazing cashback rewards. However, the prepaid card provider also has some disadvantages.

Mango Money does not offer Visa prepaid debit cards. In this article, I will discuss the pros and cons of Mango Money Prepaid MasterCard, fees, how to apply, customer service, whether it is safe or not, is the Mango Money MasterCard card a scam or legit, and more.

How Does Mango Money Work?

Mango Money is a prepaid debit MasterCard provider, based in New York, US. It is owned by Mango Financial, Inc. The Prepaid MasterCard is issued by Metropolitan Commercial Bank.

Advantages of Mango Money Prepaid MasterCard

Almost every prepaid card has some upsides and downsides. As usual, we’re going to tell you some of the best features of this prepaid MasterCard. Let’s take a look at it.

1. No activation charges

You don’t have to pay a single penny to activate your prepaid MasterCard, which is one of the first things you may like about it. Therefore, I think it will be very helpful for you.

2. Up to 6% APY

You can earn up to 6% APY on your savings account. Open a savings account and deposit at least 25 dollars. I want to clarify this for you. You need to make a significant purchase of 1500 USD or more and maintain a minimum balance of 25 USD at the end of the month to qualify for 6% APY.

3. Various Deposit Options

You can reload your Mango debit card by cash deposit, bank transfer, or PayPal, just like NetSpend and PNC SmartAccess prepaid cards. Additionally, you can add funds from any Green Dot retailer. However, the retailer will charge a service fee.

4. Suitable for Use Anywhere

This prepaid MasterCard can be used anywhere MasterCard cards are accepted. MasterCard is accepted almost everywhere.

5. Referral Earning Opportunities

Referral programs are becoming increasingly popular around the world today. You can earn some extra money by referring your friends and others to the MasterCard provider.  

6. 24×7 Customer Support

You can contact them or send them an email if you have questions about your account or any other concerns about your Mango debit Prepaid MasterCard.

Disadvantages of Mango Money Prepaid Debit MasterCard

As you know, everything in the world has its good and its bad sides. Let’s talk about the downsides of prepaid debit cards.

2. No free ATMs

Mango Prepaid Debit MasterCard does not offer free ATMs, which is the first thing I dislike about it. Therefore, you have to withdraw your money at a third-party ATM where MasterCard is accepted.

2. Additional Fees

You must pay a simple transaction fee when using your Mango Prepaid debit MasterCard card to make a withdrawal since they don’t have a free ATM option.

3. No Mobile App

Today, almost all prepaid card providers offer a mobile app for users to manage their accounts online. However, you need to control your card through their portal.

Mango Money Scam Or Legit?

According to our review, Mango Money is not a scam. It is 100% safe and legit. Creating a Mango account is easy and free. This card can be used anywhere MasterCard cards are accepted.


  • U.S. ATM withdrawal fees are $3 and international withdrawal fees are $4.95+ up to 3% of the withdrawal amount.
  • A POS purchase fee is $3 plus up to 3% of the purchase amount.
  • Withdrawal fee: $2.50 (per withdrawal).
  • Fee for ATM balance inquiries and ATM withdrawal declines is $1.00. A decline of (per cent)
  • The monthly fee is $5.00 and the inactivity fee is $8.00 (if you do not make any transactions in 90 days, your account will be inactive).
  • The fee for closing a card is $10. For example, if you want to close your prepaid card, then you must pay 10 USD to issue a check for the remaining balance.
  • Fees for custom cards are up to 9.95 USD.

Which Company owns Mango Money?

The Mango Money belongs to The Mango Money, Inc. The company was founded in 2018. Metropolitan Commercial Bank issues all Mango Prepaid Debit MasterCard cards.

Customer Support Number

Mango Money offers free customer service. Mango Money is reachable by phone and by mail. Customer service number: +1 855 687 2036. The mailing address is: P. O. Box 315, New York, NY 1008.

Mobile Application

Mango Money currently does not have a mobile application. Visit the portal if you want to use the prepaid debit MasterCard card.

The Alternatives to Mango Money

BlueBird, Card Dot Com, PNC SmartAccess, and Green Dot prepaid cards are the best alternatives to Mango Money. The best virtual prepaid cards are Movo cash, Ezzocard, and SwiftPayCard.

Final Thoughts

There is no scam with the Mango Prepaid Debit MasterCard and it can be used. Feel free to ask me any questions. Thanks a lot.

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