Green Dot Prepaid Card Review: Is Green Dot Scam or Legit?

I appreciate your time. This is David today here and today I am going to review Green Dot prepaid Visa and MasterCard debit card. After extensive research, I found some interesting points about the Green Dot Prepaid card. In addition, I will share whether the Green Dot Prepaid Card is a scam or not. It is safe or not? Let’s first learn what Green Dot is.

Who is Green Dot?

Green Dot is a financial technology company that offers prepaid MasterCard and Visa Debit cards in the United States. Next Estate Communications is also known as Green Dot Corporation. Steve Streit founded it in 1999. They have been in this industry for 20 years. Green Dot, congratulations.

It’s also a payments company and is used by Uber, Apple Pay, and Intuit. Furthermore, the company provides co-branded credit card programs to Walmart, Boost Mobile, AT&T, as well as CitiBank. For those who don’t like dealing with banks, Green Dot is a good option.

We have already reviewed half of the dozen prepaid card providers. All the pros and cons of those prepaid cards were discussed. But, as we did previously, today we are going to share all the pros and cons of Green Dot prepaid cars.

Advantages of Green Dot Prepaid Card

In this world, nothing is perfect. It’s just a simple prepaid card provider. At first, let’s look at the pros of the Green Dot Prepaid Card.

1. How To Get A Prepaid Card

Green Dot is one of the best and easiest ways to get a prepaid debit card without a regular bank account if you are looking for a prepaid Visa or MasterCard debit card. The best part is that they do not check your credit history. You can get a prepaid Visa or MasterCard debit card even if you have bad credit. If you are over 18, you will be approved. You can get your prepaid Visa or MasterCard by submitting some basic information today.

2. Globally Accepted

The majority of prepaid Visa or MasterCard debit cards are accepted worldwide. You can use this card like Swiftpaycard, PNC SmartAccess, and EzzoCard. Paying online or accepting Visa or MasterCard. As we mentioned, this prepaid card offers cashback offers. Just make a deposit and purchase what you need.

3. No Deposit Fee

Last time we reviewed the PNC SmartAccess Card, we heard a sound like this. If you want to reload your Green Dot Prepaid Visa or MasterCard, there is no charge. It’s completely free. You can reload your prepaid card in many ways. Your paycheck, government benefits, tax returns, or other payments may be deposited directly into your account. ACH transfers and bank deposits are also free. Please note that if you make a bank deposit, your bank may charge you a simple fee.

4. Check Deposit via Mobile App

You can take a picture with your smartphone camera and upload it or scan your check to get deposited. How do you feel about it? Isn’t it cool? Yeah, it’s pretty good. Take two pictures of the front and back of the check. Your money will be automatically deposited

5. Cash Back Promotion

Many prepaid card providers don’t offer cashback. I don’t know anyone who doesn’t like or love getting cashback. The company launched an unlimited cashback bank account on July 13, 2019. The program offers 2% cashback as well as a savings account with 2% interest. Personally, I loved it. If you like, Please let me know in the comment box if you like it.

6. Having a Decent Mobile App

The Green Dot app has a decent and classy interface. For free, you can use your mobile app to check your balance, see previous transactions, and more. You can also set up SMS alerts to get notified whenever a transaction is processed on your account through the app.

7. Additional Benefits

If you deposited $1000 or more in the previous month, you don’t have to pay a monthly fee. As the prepaid card is widely accepted, you can use it for online shopping as well as offline purchases anywhere Visa or MasterCard is accepted.

Disadvantages of Green Dot Prepaid Cards

Nothing in this world is perfect, including aging. In addition to the pros, Green Dot Prepaid Cards have some cons. Let’s look at the downsides of this prepaid card.

1. ATMs Are Not Free

According to our previous prepaid card reviews, there are many prepaid cards that offer free ATM withdrawals. But at the end of the day, there is no free ATM withdrawal option here. Each ATM withdrawal costs $2.50. You can read it on their help page.

2. No Free Reloads

I didn’t like this side either. There is no free cash reload option. Each time you reload your card, you must pay $5.95. I think it’s too much.

3. Expensive Overall

Prepaid cards are more expensive than regular debit cards. You may find that it is more expensive than other prepaid cards. The Green Dot Prepaid Card costs more than others.

Check Out Our Virtual Prepaid Card Buying Guide

Green Dot Prepaid Card Charges

You have to pay too many fees to use this prepaid card, such as ATM withdrawal fees, purchase fees, ATM balance inquiries, inactivity fees, paper checks, and more. The following is a list of Green Dot Prepaid Card’s fees:

  • Fee for Card Purchases: $3.95
  • Fee: $0 (if you deposited $1000 last month)
  • Reloading a card costs $2.50
  • Fee per purchase: $1.50
  • Fees for ATM withdrawals: $2.50
  • Fee for cash withdrawals: $2.50
  • Fee for ATM balance inquiries: $0.50
  • Fee for international transactions: 3% (per transaction)
  • Fee for inactivity: $1.95
  • Checks: $5.95
  • Fees for card replacements: $5 for regular delivery, $15 for extra fast delivery.

Green Dot Customer Services

There is a customer service number of +1 (8660 795-7597. There is also a mailing address. It is P.O. Box 5100 Pasadena, CA 91117.

Live chat support is also available. You can get live support by clicking on the help page and scrolling down. The live chat support button can be found here. Get your solution with one click on live chat support.

Monthly Fees for Green Dot

Greed Dot’s monthly fee is generally $7.95. Remember, it’s only a monthly fee. In addition to monthly fees, there are other charges. However, if you deposited $1000 or more in the last month, next month is free.

How Do I Activate My Green Dot Prepaid Visa or MasterCard?

Open the card packet and download the Green Dot App from Google Play Store or Apple’s App Store. Open the application after it has been installed.

  1. Simply click the register new customer button to get started.
  2. Please enter the 16-digit card number.
  3. Enter the expiration date and CVV and click next.
  4. Please enter your information, such as your full name, phone number, address, and more.
  5. Click on the continue button once you have accepted the terms and conditions.
  6. Please confirm your address (don’t forget to put valid information)
  7. You will receive a verification code.
  8. Enter the verification code and click continue.
  9. For the next login, create a user name and password that includes numbers and characters.
  10. Log in with your user name and password if everything is in order.

Congratulations, you now know how to activate the Green Dot Prepaid card.

Green Dot Substitutes

There are dozens of Green Dot Prepaid card alternatives. Blue Bird prepaid card, NetSpend Prepaid card, PNC SmartAccess, Discover It Secured, Capital One MasterCard, Card.com are the best substitutes to Green Dot.

Hey dude, this is about the Green Dot Prepaid MasterCard and Visa. Write to us in the comment box if you have any questions.

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